Glossary




debtA sum of money due by an expressed ag...
debt-to-income-ratioA mathematical formula expressing the...
deedA written instrument that conveys tit...
deed of trustA document used instead of a mortgage...
defaultA breach of contract or failure to me...
Department of Justice (DOJ)In addition to administering well-kno...
DependentA household member who is [1] 17 or y...
depositA cash deposit made by a potential bu...
Designated Housing VouchersDesignated housing vouchers enable no...
DesktopThe area of the computer that shows w...
Developmental Disability (DD)Affliction characterized by chronic p...
Dial-upA means of connecting a computer to t...
Disability CommunityThis term refers to all adults with d...
Disabled personA person who has a disability as defi...
discount/pointAn amount equal to one percent of the...
Displaced personAn individual who is [1] displaced by...
DivisionTo exercise an action. The purpose fo...
Double-clickingTwo rapid clicks with the mouse butto...
DownloadingCopying information from the internet...
down paymentYour initial cash investment in purch...
DSLThe way a computer gets to the intern...
DSM IVDSM IV. Diagnostic and Statistical Ma...

A sum of money due by an expressed agreement.

A mathematical formula expressing the total debt or total housing debt to total income.

A written instrument that conveys title to real property.

A document used instead of a mortgage in some states. Also called a security deed or bond. Pledges the house as security for the mortgage loan.

A breach of contract or failure to meet an obligation. Nonpayment of a mortgage beyond a certain number of payments is considered a default.

In addition to administering well-known criminal justice activities, is source of funding for shelters/services for victims of domestic violence.

A household member who is [1] 17 or younger; or [2] handicapped or disabled; [3] a full time student. Head of household, spouse, foster children, and live-in attendants are not to be considered as dependents.

A cash deposit made by a potential buyer to demonstrate the offer to purchase is serious.

Designated housing vouchers enable non-elderly families with a disabled person, who would be eligible for public housing if occupancy were not restricted to elderly families to lease safe, decent and affordable housing. These vouchers also assist families affected by a PHA decision to designate their buildings as ""mixed elderly and disabled buildings"" but demonstrate a need for alternative resources for families with a disabled person.

The area of the computer that shows what programs are available with icons.

Affliction characterized by chronic physical and mental disabilities, which may include: cerebral palsy, retardation, thyroid problems, seizures, and quadriplegia.

A means of connecting a computer to the internet or e-mail through a modem.

This term refers to all adults with disabilities, their advocates, families and service providers - including state and local human service agencies.

A person who has a disability as defined in Section 223 of the Social Security Act or developmentally disabled as defined in 42 USC #6001(7).

An amount equal to one percent of the principal amount of a mortgage loan. A one time charge assessed by the lender that must be paid in cash at closing.

An individual who is [1] displaced by government action; [2] residence is uninhabitable due to disaster, declared or formally recognized by Federal Government.

To exercise an action. The purpose for which something is designed or exists (role).

Two rapid clicks with the mouse button. Usually done to open an icon.

Copying information from the internet or software onto the computer.

Your initial cash investment in purchasing real estate, usually a small percentage of the sale price.

The way a computer gets to the internet or e-mail by the phone line, but it is a faster phone line. It also costs more than a regular phone line.

DSM IV. Diagnostic and Statistical Manual of Mental Disorders, Edition 4. The book used by mental health professionals in diagnosing mental illnesses and mental disorders.