Glossary




handicapped allowanceThe amount allowable for purchase of ...
handicapped expensesExpenses for the purchase of apparatu...
handicapped personAn individual with physical or mental...
HAP ContractA written contract between HUD and an...
Hard driveThe main storage area of the computer...
HardwareThe various components of the compute...
hazard insuranceA casualty policy covering real estat...
Health Care for Homeless Veterans (HCHV)Funding source administered by the U....
HOMEThe HOME program is a grant of federa...
Home Health CareProvision of medical and nursing serv...
homelessnessThe general definition of homelessnes...
Homeless PersonA person sleeping in a place not mean...
Homeownershipownership in fee simple title or a 99...
Homeownership Vouchersassist first-time homeowners with the...
homeowner's warrantyInsurance that covers repairs to spec...
Home pageThe first page that displays when you...
HOME ProgramHOME Investment Partnership. A HUD p...
HOPE VIHUD program. Funds are used to repla...
HOPWAThe HOPWA program funds housing and s...
HostA computer connected to the Internet ...
HouseholdA home in which two or more people ar...
HousingIncludes manufactured housing and man...
Housing Assistance Council (HAC)A private organization which provides...
Housing Choice Vouchers (section 8)The Section 8 tenant-based certificat...
housing codeLocal regulations setting forth minim...
housing costsRent or mortgage payment and utility ...
HOYOHome of Your Own
HTMLHypertext Markup Language. It is use...
HUDThe Housing and Urban Development age...
HUD ApplicantAn entity that applies to HUD for fun...
HUD Applicant CertificationThe form, required by law, in which a...

The amount allowable for purchase of care or apparatus for a handicapped person, as defined by HUD

Expenses for the purchase of apparatus or care for the handicapped person which enables a household member to be employed.

An individual with physical or mental impairment of long or indefinite duration which substantially impedes his/her ability to live independently.

A written contract between HUD and an owner for the purpose of providing housing assistance payment to the owner on behalf of an eligible household.

The main storage area of the computer. Hard disks store the memory inside the hard drive and are able to retrieve memory very quick. It also allows for information to be stored in the computer without a floppy disk or CD.

The various components of the computer that make up its physical being. These include the monitor, hard drive, motherboard, and processor.

A casualty policy covering real estate property against ""multiple perils.

Funding source administered by the U.S. Department of Veterans Affairs.

The HOME program is a grant of federal housing funds to state and local jurisdictions that is used for rental housing production and rehabilitation loans and grants, first-time homebuyer assistance, rehabilitation loans for homeowners and tenant-based rental assistance. All housing developed with HOME funds must serve low- and very low-income individuals and families.

Provision of medical and nursing services in the individual's home by a licensed provider.

The general definition of homelessness includes a person who does not have a stable and adequate residence at night; and also includes a person who has a regular residence at night that includes publicly supervised or privately operated temporary shelter or an institution that is temporary in nature or a place that is either public or private and is not intended or typically utilized as a place suitable for sleep and rest for individuals that is appropriate for their needs.

A person sleeping in a place not meant for human habitation or in an emergency shelter; a person in transitional or supportive housing for homeless persons who originally came from the street or an emergency shelter.

ownership in fee simple title or a 99 year leasehold interest in a one- to four-unit dwelling or in a condominium unit, or equivalent form of ownership approved by HUD. The ownership interest may be subject only to the restrictions on resale required under 92.254(a); mortgages, deeds of trust, or other liens or instruments securing debt on the property as approved by the participating jurisdiction; or any other restrictions or encumbrances that do not impair the good and marketable nature of title to the ownership interest. For purposes of the insular areas, homeownership includes leases of 40 years or more. For purposes of housing located on trust or restricted Indian lands, homeownership includes leases of 50 years. The participating jurisdiction must determine whether or not ownership or membership in a cooperative or mutual housing project constitutes homeownership under State law.

assist first-time homeowners with their monthly homeownership expenses. The home must pass an initial housing quality standards inspection conducted by the PHA and an independent home inspection before the PHA may approve the purchase by the family.

Insurance that covers repairs to specific parts of a house for a specific period of time.

The first page that displays when you sign onto the World Wide Web. Also the page displayed when you click the Home button.

HOME Investment Partnership. A HUD program and major funding source. Funds are allocated locally. Major purpose is to support affordable housing (including supportive housing).

HUD program. Funds are used to replace deteriorated public housing with new, mixed income communities.

The HOPWA program funds housing and services for people living with HIV/AIDS and their families whose incomes are at or below 80% of area median income. HOPWA activities are: housing information and referral services, acquisition, rehabiliation, and leasing of property, project-based or tenant-based rental assistance, homeles prevention activities, supportive services, housing operating costs, technical assistance, including resource identification.

A computer connected to the Internet or a network.

A home in which two or more people are connected by blood, marriage, adoption, or other close relationship.

Includes manufactured housing and manufactured housing lots, permanent housing for disabled homeless persons, transitional housing, single-room occupancy housing, and group homes. Housing also includes elder cottage housing opportunity (ECHO) units that are small, free-standing, barrier-free, energy-efficient, removable, and designed to be installed adjacent to existing single-family dwellings. Housing does not include emergency shelters (including shelters for disaster victims) or facilities such as nursing homes, convalescent homes, hospitals, residential treatment facilities, correctional facilities and student dormitories.

A private organization which provides funds, training, and other types of assistance to nonprofit groups to facilitate construction of lower-income housing in rural areas.

The Section 8 tenant-based certificate and voucher programs were created by Congress as an alternative to public housing and privately owned subsidized housing developments with two goals in mind. These were to allow low-income households more choice in housing; and to reduce the concentration of low-income households living in particular neighborhoods, especially in urban areas. The Section 8 program is administered mostly by PHAs and provides tenant-based rental subsidies that can be used in privately owned rental housing chosen by the program participant that meets Section 8 guidelines. The PHAs are responsible for tenant selection, managing the subsidy account, and inspecting apartments before they are rented. Under the Section 8 tenant-based program, PHAs provide a rental subsidy directly to landlords on behalf of eligible tenants who select housing that meets program guidelines. In general, tenants pay 30 percent of their income in rent and the PHA pays the difference between this and the rent charged for the unit. Rents must be ""reasonable"" and equal to or below a Fair Market Rent established by HUD based on the median rent for the area. Since 1974, this program has become the major form of federal housing assistance available to very low-income households. Under new public housing reform legislation, the Section 8 certificate and voucher programs were merged into the new Housing Choice Voucher Program. The Housing Choice Voucher program also provides a rent subsidy paid by the PHA on behalf of the program participant directly to the landlord. However, when new Section 8 participants receive a Housing Choice Voucher, they may pay no more than 40 percent of their income in rent. The amount of the Section 8 rent subsidy paid by the PHA is based on HUD Fair Market Rents for the area. As mentioned above, until recently, PHAs were required to provide preference to very low-income families (income below 50 percent of median) who are homeless or at risk of homelessness. However, Congress recently eliminated these requirements. Under new federal laws, PHAs must target at least 75 percent of their Section 8 rent subsidies to households with incomes below 30 percent of the median income. PHAs may also establish other tenant selection preference categories that are consistent with local housing needs. For example, PHAs may adopt a local preference for people with disabilities, although there is no requirement that they must do so. There is usually a very long waiting list for Section 8 vouchers, and many PHAs open their Section 8 waiting lists for new applicants for very limited periods of time. Over the past years, Congress has established separate ""set-aside"" programs within the Section 8 program. These special set-aside vouchers are administered in the exact manner as the conventional Section 8 vouchers, except that they are targeted to specific populations, such as persons with disabilities (both elderly and non-elderly); veterans; families reunifying with their children; persons using Medicaid service waivers; etc.

Local regulations setting forth minimum conditions under which dwellings are considered fit for human habitation. A code guards against unsanitary or unsafe conditions and overcrowding.

Rent or mortgage payment and utility costs

Home of Your Own

Hypertext Markup Language. It is used by very experienced computer people who make Web pages. The programs in HTML determines the page layout, fonts, grafts, and hypertexts. There are programs that will help the rest of us create our own pages.

The Housing and Urban Development agency administers programs that assist homeowners and renters and also agencies willing to develop housing or make improvements to the community. HUD also provides funding to organizations that provide housing and services to homeless people and people with special needs

An entity that applies to HUD for funds. In order to be an applicant, you must submit an SF 424. If selected for funding, the applicant becomes the grantee and is responsible for the overall management of the grant, including drawing grant funds and distributing them to project sponsors. The applicant may also be a project sponsor.

The form, required by law, in which an applicant certifies that he or she will adhere to certain statutory requirements, such as the Civil Rights Act of 1964.