Glossary




Mainstream Vouchersenable families having a person with ...
Managed careAny health care system that regulates...
manufactured housingHomes that are built in a factory. I...
marginThe lender's cost and profit for doin...
market valueThe highest price estimated in terms ...
maturity dateThe date on which principal and inter...
MedicaidA state funded health insurance (Tenn...
Medically NecessaryShall mean services or supplies provi...
MedicareA federal health insurance program fo...
Medicare Part AThe part of Medicare that covers stay...
Medicare Part BThe part of Medicare that covers doct...
MedigapAlso called QMB (Qualified Medicare B...
MemoryThe part of the computer that allows ...
Mental Health Residential Treatment FacilityA community-based facility that offer...
Mental illnessA mental illness is a disease that ca...
Mixed-Population housingA set-aside of units for people with ...
MLSThe office that supervises the printi...
ModemA tool that takes the binary ones and...
Moderate Rehabilitation ProgramAccounting period covering 12 consecu...
MonitorThe visual part of the computer where...
mortgageA legal document that creates a lien ...
mortgage bankerTypically refers to a business that o...
mortgage brokerA firm that originates loans and then...
mortgageeThe party or institution that lends t...
mortgage insuranceProtection for lenders against some o...
mortgagorThe party or person that borrows the ...
MouseThe small handheld device that helps ...
MP3A method of sending audio information...
multiple listingAn agreement that allows real-estate ...
MunicipalPertaining to the internal affairs of...

enable families having a person with disabilities to lease affordable private housing of their choice. Mainstream program vouchers also assist persons with disabilities who often face difficulties in locating suitable and accessible housing on the private market.

Any health care system that regulates patient treatment by controlling cost. Many times the primary care physician is responsible for holding down most initial costs.

Homes that are built in a factory. Includes mobile homes, modular houses, panelized houses, and precut houses. Manufactured houses account for nearly 10% of the nation's entire housing stock.

The lender's cost and profit for doing business which is added to the index rate on an adjustable rate mortgage. The margin doesn't change over the term of the mortgage - the index is what changes.

The highest price estimated in terms of money which the property would bring if exposed for sale in the open market, with reasonable time allowed in which to find a purchaser, buying with knowledge of all of the uses and purposes to which it is adapted and for which it was capable of being used.

The date on which principal and interest on a mortgage or other loan must be paid in full.

A state funded health insurance (TennCare) that assists people with low income and are uninsurable to have health insurance. It also helps with medication and is sometimes used to help elderly who have Medicare but cannot afford medications. The process is called ""spend-down"" and is done through your local Department of Humans Services (DHS). Tenn Care changes their eligibility so contacting your local DHS is best.

Shall mean services or supplies provided by an institution, physician, or other provider that are required to identify or treat a TennCare enrollee's illness, disease, or injury and which are: a) Consistent with the symptoms or diagnosis and treatment of the enrollee's illness, disease, or injury; and b) Appropriate with regard to standards of good medical practice; and c) Not solely for the convenience of an enrollee, physician, institution, or other provider; and d) The most appropriate supply or level of services that can safely be provided to the enrollee. When applied to the care of an inpatient, it further means that services for the enrollee's medical symptoms or condition require that the services cannot be safely provided to the enrollee as an outpatient; and e) When applied to enrollees under 21 years of age, services shall be provided in accordance with EPSDT requirements including federal regulations as described in 42 CFR Part 441, Subpart B, and the Omnibus Budget Reconciliation Act of 1989.

A federal health insurance program for people age 65 and older and for individuals with disabilities. The Social Security Administration, regardless of income, administers Medicare. It also provides for hospital, nursing facility care, physician services, therapies, and home health care.

The part of Medicare that covers stays in hospitals. There is a deductible to be meet every year.

The part of Medicare that covers doctor's visits. There is a yearly deductible to be meet.

Also called QMB (Qualified Medicare Beneficiary) or SLMB (Special Low Income Medicare Beneficiary). A type of insurance ( another form of TennCare) applied for at Department of Human Services (DHS) or over the phone (1-800-624-5547). It is for those whose Social Security check is not enough for them to pay for Medicare. The limits change yearly so it is best to call your local DHS office. Medigap pays for the Medicare premium and for the deducible and co-pays (20%) that Medicare does not cover.

The part of the computer that allows for work to be done without having to store it immediately. However, work is lost if computer is shut down without saving the data. The amount of memory the computer has dictates the amount of programs running at one time.

A community-based facility that offers 24-hour residential care as well as a treatment and rehabilitation component. The focus of the program may be on short-term crisis stabilization or on long-term rehabilitation that includes training in community living skills, vocational skills, and/or socialization. The staff includes direct-care staff as well as treatment staff. Treatment staff may be present full-time or only during times when program activities or interventions are occurring. Access to medical services, social services, and mental health services are insured and are usually off-site.

A mental illness is a disease that causes mild to severe disturbances in thought and/or behavior, resulting in difficulty coping with life's ordinary demands and routines. There are more than 200 classified forms of mental illness. Some of the more common disorders are depression, bipolar disorder, dementia, schizophrenia and anxiety disorders. Symptoms may include changes in mood, personality, personal habits and/or social withdrawal.

A set-aside of units for people with disabilities

The office that supervises the printing and distribution of listings shared by members of the local board of Realtors.

A tool that takes the binary ones and zeros of a computer and translates them into tones (analog signals). This information is then set to another computer that will translate the analog into binary. Needed for internet and e-mail.

Accounting period covering 12 consecutive months over which a company determines earnings and profits. The fiscal year serves as a period of reference for the company and does not necessarily correspond to the calendar year. A 12-month period for which an organization plans the use of its funds.

The visual part of the computer where work or output is completed by the user.

A legal document that creates a lien upon a piece of property.

Typically refers to a business that originates and funds loans and then sells them on the secondary market.

A firm that originates loans and then places them with other firms in the mortgage business.

The party or institution that lends the money.

Protection for lenders against some of the losses they receive when the borrower defaults on the mortgage.

The party or person that borrows the money, giving a lien on the property as security for the loan.

The small handheld device that helps the user navigate on the monitor. Used for drawing, pointing, and opening windows.

A method of sending audio information over the Internet, used to transmit music.

An agreement that allows real-estate brokers to distribute information on the properties that they have listed for sale to other members of a local real-estate organization in order to provide the widest possible marketing of those properties. Commissions are split by mutual agreement between the listing broker and the selling broker.

Pertaining to the internal affairs of a state, town or nation rather than to international affairs.