Glossary




Safe HavenSafe Haven projects (part of Supporti...
SAMHSASubstance Abuse and Mental Health Ser...
ScannerThe hardware that allows the user to ...
SearchA way of finding information on the W...
Search engineA directory that helps the user find ...
Second-level domainThe identifying name in a web address...
second mortgageA lien on a property that is subordin...
Section 108the loan guarantee provision of the C...
Section 202HUD program providing funds for devel...
Section 202 capital advance fundcapital advance funds that have been...
Section 8Section 8 provides rental assistance ...
Section 811The Section 811 Program (formerly the...
Self-Help Homeownership Program (SHOP)SHOP provides funds for non-profit or...
SEMAPmeasures the performance of the publi...
Severely Rent-burdenedA federal government term used when t...
Shelter Plus Care Program (S+C)The federal government created the Ll...
Shut DownThis is a command that allows the use...
Single-purpose housingBuilding targeted exclusively to peop...
Single room occupancy (SRO)housing (consisting of single room dw...
Social SecurityRetirement benefit (income) program a...
SoftwarePrograms for the computer that serves...
SpamUnwanted e-mails, usually advertiseme...
SpeakersThe part of the computer that allows ...
Special Needs Assistance Programs (SNAPS)HUD program in Washington, DC. Admin...
Sponsor-based Rental AssistanceA hybrid form of rental assistance th...
square footUsed to measure buildings in realty t...
SROSingle Room Occupancy. Housing for s...
SSDISocial Security Disability Insurance....
SSISupplemental Security Income. Primar...
Standard Form (SF) 424The information sheet required to be ...
State Housing Finance Agencies (HFA)A state-chartered authority establish...
State Statue Provision regarding discriminationFor the purposes of any zoning law in...
StatuteA schedule of activities, procedures,...
sublettingA leasing property already leased fro...
Subrecipienta public or private nonprofit agency,...
Substantial rehabilitationrehabilitation that involves costs in...
SuperNOFAHUD's combination of the Department's...
Supportive Housing Program (SHP)This program promotes the development...
Supportive ServicesServices provided to residents of sup...
Supportive Services and life skills assistanceCase management, housing search and s...
SurfingSpending time exploring an electronic...
surveyA drawing or map showing the legal bo...

Safe Haven projects (part of Supportive Housing Program SHP)must meet the following criteria: have no limit on length of say, serve hard to reach homeless persons who have severe mental illness, are on the streets, and have been unable or unwilling to participate in supportive services, provide 24-hr residence for an unspecified duration, provide private or semiprivate accommodation and have overnight occupancy limited to 25 persons.

Substance Abuse and Mental Health Services Administration, a division of the US Dept. of Health and Human Services. SAMHSA is the Federal agency charged with improving the quality and availability of prevention, treatment, and rehabilitative services in order to reduce illness, death, disability, and cost to society resulting from substance abuse and mental illnesses.

The hardware that allows the user to scan information into the computer.

A way of finding information on the Web. There are several ways to help do this including one built into Windows. Search allows the user to type in a key word or phrase and then gives him several sites that have the words he entered. Spamdexing is a trick used by some web sites to trick a search engine into listing their sites at the top of the search list even if it has nothing to do with the word or words entered. Web engines are trying to crack down on these sites and are using programs to help weed them out.

A directory that helps the user find web sites. Netscape and Internet Explorer are installed on the computer. Alta Vista, Yahoo!, and Lycos on search engines found on the web. There are many more engines on the Web.

The identifying name in a web address such as HUD ( U.S. Department of Housing and Urban Development) and their web address: www.hud.gov

A lien on a property that is subordinate to a first mortgage. In the event the second mortgage is repaid after the first.

the loan guarantee provision of the Community Development Block Grant program, is one of the most potent and important public investment tools that HUD offers to local governments. It allows them to transform a small portion of their CDBG funds into federally guaranteed loans large enough to pursue physical and economic revitalization projects that can renew entire neighborhoods. Such public investment is often needed to inspire private economic activity, providing the initial resources or simply the confidence that private firms and individuals may need to invest in distressed areas. Section 108 loans are not risk-free, however; local governments borrowing funds guaranteed by Section 108 must pledge their current and future CDBG allocations to cover the loan amount as security for the loan.

HUD program providing funds for development/operation of permanent supportive housing for elderly people, including those who are homeless. Called Section 202 because of the section of the Act creating the program.

capital advance funds that have been reserved (initially in the name of the Sponsor) for the purpose of providing Section 202 housing units for the elderly.

Section 8 provides rental assistance to help eligible families live in safe and decent housing of their choice. HUD provides the funding. It is administered by local public housing authorities.

The Section 811 Program (formerly the Section 202 program for the elderly and disabled) was authorized as a separate program for people with disabilities in the early 1990s. Section 811 provides capital grants and project rental assistance contracts to non-profit-sponsored housing developments for people with disabilities. 25 percent of the Section 811 funds are also used for tenant-based rental assistance (through the Section 8 Mainstream Program for Persons with Disabilities). Section 811 provides 100% of the development costs that do not have to be repaid if the project remains available to very low-income people with disabilities for 40 years. Funds can be used to acquire, rehabilitate, or construct new housing. Developers can use a variety of structure types, including multifamily housing complexes, condominiums, cooperatives, and group homes. Each HUD region receives an allocation of Section 811 funds annually, which are made available to nonprofit organizations through a national competition announced in a HUD Notice of Funding Availability. Because of limited funding ($217 million in FY 01), the Section 811 program is extremely competitive.

SHOP provides funds for non-profit organizations to purchase home sites and develop or improve the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs for low-income families.

measures the performance of the public housing agencies (PHAs) that administer the housing choice voucher program in 14 key areas. SEMAP helps HUD target monitoring and assistance to PHA programs that need the most improvement.

A federal government term used when the percentage of income spent on housing costs exceeds 50%.

The federal government created the LlHTC program in 1986 in order to create incentives for investment in low-income housing development by giving federal tax credits to investors in affordable low-income housing. Private investors (such as banks, corporations) buy the tax credits from the affordable housing developer. The affordable housing developer then uses these proceeds called equity (usually in combination with other financing) to construct or rehabilitate affordable housing. Investors receive a federal tax credit over a 10-year term. Because developers of affordable housing must often piece together various forms of financing, the LlHTC has become a critical piece of overall project financing. State Housing Finance Agencies develop plans, called Qualified Allocation Plans (OAP), describing how the credits will be allocated to projects (setting priorities and scoring for projects). Developers should review the plans to see what the state and local priorities are before submitting an application. Developers should be aware that the process is very competitive. Additionally, many states have now created state tax credit programs that operate much like the federal program and provides another source of funds for housing development. The federal government sets basic long-term affordability requirements on projects. Under LlHTC, at least 20 percent of the units must be reserved for households earning less than 50 percent of the area median income or at least 40 percent of the units must provide supportive services not in conjunction with SHP-funded housing. Eligible activities for use of SHP funds include: Acquisition of structures for supportive housing or to provide supportive services; Rehabilitation of structures for supportive housing or to provide supportive services; New construction of buildings for supportive housing where there is a lack of appropriate units that could be rehabilitated or the new construction costs substantially less than rehabilitation; Leasing of structures for supportive housing or to provide supportive services; Operating costs of supportive housing; and Supportive services.

This is a command that allows the user to turn the computer completely off.

Building targeted exclusively to people with disabilities or to people with one specific disability.

housing (consisting of single room dwelling units) that is the primary residence of its occupant or occupants. The unit must contain either food preparation or sanitary facilities (and may contain both) if the project consists of new construction, conversion of non-residential space, or reconstruction. For acquisition or rehabilitation of an existing residential structure or hotel, neither food preparation nor sanitary facilities are required to be in the unit. If the units do not contain sanitary facilities, the building must contain sanitary facilities that are shared by tenants.

Retirement benefit (income) program administered by the U.S. Social Security Administration (SSA).

Programs for the computer that serves as language and logic. Several come preinstalled with Windows. Others are on floppy disks or CD's

Unwanted e-mails, usually advertisements sent out to large numbers of e-mail addresses. It is best not to respond as the e-mail address will then go to many other advertisers.

The part of the computer that allows for sounds. Most computers come with speakers.

HUD program in Washington, DC. Administers the Department's $1.02 billion in McKinney Act funds to assist homeless individuals and families.

A hybrid form of rental assistance that is only utilized in the HUD McKinney/Vento Homeless Assistance programs. A non-profit organization (sponsor) leases an apartment and then sublets the units to eligible tenants. The tenants pay a percentage of their income for rent. Sponsor; as refered to in the Section 202

Used to measure buildings in realty transactions.

Single Room Occupancy. Housing for single individuals. The apartments may not have individual kitchens and/or bathrooms, but residents share these in common areas.

Social Security Disability Insurance. Income source for persons with disabilities who have worked long enough to be eligible for Social Security

Supplemental Security Income. Primary source of income for indigent persons with mental illness and other disabilities expected to last longer than a year or result in death.

The information sheet required to be submitted by applicants requesting Federal Assistance.

A state-chartered authority established to administer a range of low-income housing financing programs. HFAs typically administer: Tax-exempt bond financing programs, State housing trust funds, Federal and state low-income housing tax credit programs, other federal and state housing programs

For the purposes of any zoning law in Tennessee, the classification ""single family residence"" includes any home in which eight (8) or fewer unrelated mentally retarded, mentally handicapped or physically handicapped persons reside, and may include three (3) additional persons acting as houseparents or guardians, who need not be related to each other or to any of the mentally retarded, mentally handicapped or physically handicapped persons residing in the home. This provision overrides any local zoning regualtions to the contrary and means that homes for fewer than eight people with disabilitites and three caretakers must be treated as though they are single-family homes. This means they can generally locate in any residential neighborhood as a matter of right without seeking relief from zoning regulations. However, the single-family classification where the residences are operated on a commercial basis, only on a non-profit basis.

A schedule of activities, procedures, etc, to be followed. A planned, coordinated group of activities, procedures, etc., often for a specific purpose.

A leasing property already leased from the owner or another lessee, usually for a shorter term or a portion of the master lease.

a public or private nonprofit agency, authority, or organization, or a for-profit entity authorized under 570.201(o), receiving CDBG funds from the recipient or another subrecipient to undertake activities

rehabilitation that involves costs in excess of 75 percent of the value of the building after rehabilitation.

HUD's combination of the Department's numberous Notices of Funding Availability (NOFA) into one ""super"" document with standardized criteria for rating applications for funding.

This program promotes the development of supportive housing and services that help homeless persons transition from homelessness to living as independently as possible.

Services provided to residents of supportive housing to facilitate residents' independence. Examples include case management, medical or psychological counseling and supervision, childcare, transportation, and job training.

Case management, housing search and stabilization assistance, mental health and substance abuse counseling, budgeting and money mangement, etc.

Spending time exploring an electronic network, such as the Internet.

A drawing or map showing the legal boundaries of a property, including improvements, easements, rights of way, encroachments, and other physical features.