Related Links

ABC's of Real Estate
The ABC's of Real Estate in plain English. Real Estate and Mortgage terms. Easy to move through information. Click on the letter to bring you to the right spot in the glossary or click on the actual word.

Administration for Children and Families
An agency of the Department of Health and Human Services, the Administration for Children and Families (ACF) is responsible for federal programs that promote the economic and social well-being of families, children, individuals, and communities.

AIM Center
A non-medical, nonprofit, private community organization, AIM Center is dedicated to the psychosocial rehabilitation of individuals. AIM Center provides a clubhouse environment where members are empowered to participate in vocational and social skills. Chattanooga area.

Bazelon Center
Through precedent-setting litigation and in the public policy arena, the Bazelon Center works to advance and preserve the rights of people with mental illnesses and developmental disabilities.

Better Business Bureau, Inc. Serving Southeast Tennessee
A nonprofit that provides reports on local business and charities. This organization can also help with scams and education to keep the consumer safer. 1010 Market St. Suite 200 Chattanooga, TN. 37402-2604, (423) 266-6144.

Bureau of Census Factfinder
Look for facts about the US populations from age, employment rates, education levels to disability rates.

Chattanooga Neighborhood Enterprise, Inc
Chattanooga Neighborhood Enterprise, Inc. is a private, non-profit organization. It is focus of service is creating, rehabbing, and finance affordable housing.

Community Development Digest
Semimonthly Report on Development, Planning, Infrastructure and Financing. For a sample of this subscription go to "Products" at the top of the page, and select "View samples of our newsletters."

Cumberland County Affiliate Habitat for Humanity
Local Habitat for Humanity for Cumberland Co. 329 McLarty Lane, Crossville, TN 38555; Phone: 931-484-4565; Fax: 931-484-4599; E Mail:

Department of Commerce, Bureau of Economic Analysis
Mission Statement: The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the most timely, relevant, and accurate economic data in an objective and cost-effective manner. BEA produces economic accounts statistics that enable government and business decision-makers, researchers, and the American public to follow and understand the performance of the Nation's economy. To do this, BEA collects source data, conducts research and analysis, develops and implements estimation methodologies, and disseminates statistics to the public.

Domestic Violence Centers
A comprehensive listing of shelters and domestic violence centers across the state.

Dual Diagnosis Recovery Network
The Dual Diagnosis Recovery Network (DDRN) vision is to develop and establish a viable statewide network tht promotes the recovery of all Tennesseans who are affected by the dual disorders of mental illness and chemical dependency. The mission is to develop and enhance recovery opportunities for individuals who experience a dual disorder of an emotional or psychiatric illness and a chemical addiction, and to provide support and education for members of their families. The DDRN offers assistance in three ways: Advocacy, Self Help, Information and Referral.

Enterprise Foundation
The Enterprise Foundation provides a large range of services to non-profit organizations. It helps them develop affordable housing by assisting them with grants, loans, technical assistance, training, research, and information. Loans include working capital lines of credit to predevlopment, acquistion, construction, and bridge loans. Enterprise gives preference to loan applications that originate from Enterprise's local offices and subsidiaries.

Fair Housing Act
Comprehensive legislation on the rights of persons with disabilities to fair housing. Enter "fair housing act" into the search field, and then scroll down to Fair Housing Act.

Fannie Mae
The public mission, and defining goal, of Fannie Mae is to help more families achieve the American Dream of homeownership by providing financial products and services that make it possible for low-, moderate-, and middle-income families to buy homes of their own.

Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) has the FDIC Affordable Housing Program which sells multifamily properties held by the FDIC to non-profit organizations and public agencies. Buyers must commit to rent 20 percent of the units to eligible low-income tenants.

Federal Home Loan Banks
The Federal Home Loan Banks (FHLB) makes sure there is a broad availability of mortgage funds by roviding a consistent secondary mortgage market. There are twelve districts of FHLBs across the country. East district operates the Affordable Housing Program and the Community Investment Program to help create and preserve housing for lower-income families and individuals.

Federal National Mortgage Association
Federal National Mortgage Association. Fannie Mae's Multifamily Division has many favorable mortgage underwiriting terms and interest rates for rental properties serving lower-income households. These inititatives are available for construction, rehabiliatation, or refinancing of projects that use government subsidies to keep rental costs low.

The gateway to statistics from more than 100 U.S. federal agencies

The Finance Project
The Finance Project is a specialized non-profit research, consulting, technical assistance and training firm for public and private sector leaders nationwide. The Finance Project helps leaders finance and sustain initiatives that lead to better futures for children, families, and communities.

Government Benefits Website
This is a government resource for citizen benefits. It is a website that helps you determine if you, or someone you are helping, may be eligible to receive government benefits or assistance.

HAC - Housing Assistance Council
The Housing Assistance Council is a national non-profit coproration that was created in 1971 to increase the availability of affordable, decent housing for low-income people in rural areas. HAC provides low-interest loans to finance developments in rural areas (usually with populations of less than 25,000). Loans can be used at all stages in the development process, in predevelopment, construction, as working capital, bridge tax credits or other financing.

Home Builders Association of Tennessee
Mission Statement: The Home Builders Association of Tennessee is a not-for-profit trade association comprised of professional builders, developers, and associated firms engaged directly or indirectly in home building, remodeling, and light commercial construction. We beneour members through governmental representation, education, information and other various member services. Our mission is to continue to be the recognized voice of our industry. Our goals are to: Be the leading industry advocate on related governmental issues; Be more responsive to the needs of our members; Enhance our image of our industry; Educate our members and encourage excellence in construction; Ensure housing affordability.

HUD Grants
HUD awards grants to organizations and groups for a variety of purposes. On this page, you can find:

  • HUD's grants office - the Office of Departmental Grants Management and Oversight (ODGMO) was established to develop a Department-wide perspective on grants management
  • Funds available - notices that tell you when grant funds are available and how you can apply
  • Funding announcements - lists of those who were awarded grants
  • HUD's program inventory - a description of every program HUD has in its inventory.
  • - a link to a web site that lists all Federal grant programs eGrants
  • Small business - a page created for small businesses. There's even a link to under federal resources.
  • Grants management Notice 02-01-ADM Streamlining Activities Under P.L. 106-107

HUD Information on Predatory Lending
HUD information about predatory lending - how to identify fraudulent schemes and how to protect yourself.

HUD link for People with Disabilities
This is a HUD link for People with Disabilities. It contains information, from all parts of the HUD web site in regard to disabled persons.

HUD Section 8 Rental Apartment List
HUD Privately-Owned Multi-Family Developments (Applications taken at management office on-site). This link provides a list of HUD Section 8 apartments. To get the list, select the state from the drop-down menu and then select the city or county.

HUD Subsidized Apartment List
HUD programs for those with special needs. Lists HUD Subsidized Apartments, an inventory of units for the elderly and persons with disabilities. The units listed are HUD insured and HUD subsidized multifamily properties. You can also click on Subsidized Apartment Search. Scroll down to "Tennessee" and click on it. It will open up pages with Subsidized units and their location.

HUD Office of Policy Development and Research
The U.S. Department of Housing and Urban Development's (HUD's) Office of Policy Development and Research (PD&R) supports the Department's efforts to help create cohesive, economically healthy communities. PD&R is responsible for maintaining current information on housing needs, market conditions, and existing programs, as well as conducting research on priority housing and community development issues. The Office provides reliable and objective data and analysis to help inform policy decisions. PD&R is committed to involving a greater diversity of perspectives, methods, and researchers in HUD research. In 1978 PD&R established HUD USER, an information source for housing and community development researchers and policymakers. HUD USER is the primary source for Federal Government reports and information on housing policy and programs, building technology, economic development, urban planning, and other housing-related topics. HUD USER also creates and distributes a wide variety of useful information products and services.

HUD's Website
This is HUD's home page to their website. Their website offers information on such topics as homeownership, and fair housing. They have information for consumers, advocates, providers and housing developers.

HUD's Live Webcasting
HUD offers live webcasts and previously aired programs. There's no need to register. You just need a computer capable of playing sound, a connection to the Internet that is at least 56Kbs, and a free video player.

HUD's Senior Citizen's Links
Looking for housing options for yourself, an aging parent, relative, or friend? Do some research first to determine what kind of assistance or living arrangement you need; what your health insurance might cover; and what you can afford. Then check here for financial assistance resources and guides for making the right choice.

HUD's Work-On-Line
HUD has many online systems available for its business partners and citizens. This matrix lists these systems for each audience group.

Institute for Community Economics
The Institute is a non-profit below-market lender working to build a national community investment movement, promoting the community loan fund and community land trust model and other community organizations usually for the acquisition and development of land and housing for low-income residents.

Jackson Center for Independent Living
West Tennessee programs and services for the deaf and people with disabilities.

Keys To My Home
This NeighborWorks site provides useful calculators and information about homebuying and homeownership.

Local Inititative Support Corporation
This agency is a non-profit support organization and and social investment banker for community development corporations located throughout the United States. As the largest non-profit distributors of low income housing tax credits, they provide funding and technical assistance, while their local LISC programs support affordable housing, economic development and community building through grants, loans, line of credit, loan guarantees, and grants. There are currently 41 local LISC offices across the country.

Mental Health America of Middle Tennessee
MHAMT works to ensure that all Tennesseans have access to quality mental health care. Staff appear in many forums to advocate for sound mental health public policies, fair coverage of mental illnesses by insurance companies, and an end to discrimination against those receiving mental health care.

Mental Health Peer Support Centers
Statewide listing of mental health peer support centers.

Mortgage Bankers Association of America
The Mortgage Bankers Association of America represents the legislative and regulatory interests of the real estate finance industry on a federal level. They also conduct educational programs, provide literature, and support research related to their interests and mission.

Mortgageloan Information for People with Disabilities
This is an introduction to homebuying for people with disabilities.

NAMI National - National Alliance on Mental Illness (NAMI)
Mission Statement: NAMI is dedicated to the eradication of mental illnesses and to the improvement of the quality of life of all whose lives are affected by these diseases. NAMI is a nonprofit, grassroots, self-help, support and advocacy organization of consumers, families, and friends of people with severe mental illnesses, such as schizophrenia, schizoaffective disorder, bipolar disorder, major depressive disorder, obsessive-compulsive disorder, panic and other severe anxiety disorders, autism and pervasive developmental disorders, attention deficit/hyperactivity disorder, and other severe and persistent mental illnesses that affect the brain. Founded in 1979, NAMI today works to achieve equitable services and treatment for more than 15 million Americans living with severe mental illnesses and their families. Hundreds of thousands of volunteers participate in more than one thousand local affiliates and fifty state organizations to provide education and support, combat stigma, support increased funding for research, and advocate for adequate health insurance, housing, rehabilitation, and jobs for people with mental illnesses and their families. Local affiliates and state organizations identify and work on issues most important to their community and state. Individual membership and the extraordinary work of hundreds of thousands of volunteer leaders is the lifeblood of NAMI's local affiliates and state organizations. The national office, under the direction of an elected Board of Directors, provides strategic direction to the entire organization, support to NAMI's state and affiliate members, governs the NAMI corporation, and engages in advocacy, education and leadership development nationally.

NAMI Tennessee
Website for the statewide NAMI Tennessee chapter. You can find your local NAMI on this website.

Nashville Area Habitat for Humanity
Local Habitat for Hunamity for the Nashville Area. 533 Hagan Street Nashville, TN 37203-4831; Phone Number: (615) 254-4663; E-mail:

National Affordable Housing Association
Founded in 1990, the National Affordable Housing Management Association (NAHMA) is an association representing companies and individuals involved with the management of affordable housing and, in particular, with the management of multifamily housing communities developments subject to the regulations of federal agencies. The management of affordable housing is a specialized business, requiring skills and programmatic knowledge not required of other real estate management professionals. The members of NAHMA strongly believe that participants in the affordable housing industry, private and public, must abide by high ethical standards in connection with their business affairs, and must strive to comply with all applicable program requirements. As the stewards of low-and moderate-income housing, no one knows better than NAHMA's members how affordable housing operates, what works and doesn't work, and what should be done. Since the 1970s, NAHMA members have been actively involved in federally regulated housing programs. Today, as the housing environment is changing, NAHMA has adjusted its focus to include all types of affordable housing including housing developed using Low-Income Housing Tax Credits.

National Alliance to End Homelessness
Tools to help any community understand and end homelessness.

National Association of Counties
Site contains information on housing, economic and community development, employment, and transportation.

National Association of Home Builders
NAHB is a trade association that promotes housing as a national policy.

National Association of Housing and Redevelopment Officials
The National Association of Housing and Redevelopment Officials is an advocate for the provision of adequate and affordable housing and for strong communities. Their mission includes enhancing the quality of life for all Americans, especially those of low- and moderate-income.

National Coalition for the Homeless
The National Coalition for the Homeless is a national network of people who are currently experiencing or who have experienced homelessness, activists and advocates, community-based and faith-based service providers, and others committed to a single mission. That mission, our common bond, is to end homelessness. We are committed to creating the systemic and attitudinal changes necessary to prevent and end homelessness. At the same time, we work to meet the immediate needs of people who are currently experiencing homelessness or who are at risk of doing so. We take as our first principle of practice that people who are currently experiencing homelessness or have formerly experienced homelessness must be actively involved in all of our work. Toward this end, the National Coalition for the Homeless (NCH) engages in public education, policy advocacy, and grassroots organizing. We focus our work in the following four areas: housing justice, economic justice, health care justice, and civil rights.

National Council of State Housing Agencies
The NCSHA is an organization comprised of the nation's state Housing Finance Agencies. Its purpose is to coordinate and leverage their federal advocacy efforts for affordable housing.

National Fair Housing Advocate Online
National Fair Housing Advocate Online (NFHAO) is a resource designed to serve both the fair housing advocacy community and the general public with timely news and information regarding the issues of housing discrimination. NFHAO is a project of the Tennessee Fair Housing Council.

National Low Income Housing Coalition/NLIHC
The National Low Income Housing Coalition has as its mission the dedication to end America's affordable housing crisis. The organization provides education, organization and advocacy services on a grassroots level. NLIHC serves the public and policy-makers with current information on housing needs and designs plans to meet them.

Mental Health America
Provides information about mental health topics. For example, click on Health Information, then Mental Health Information.

Opening Doors Initiative
Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.

Partnership for Prescription Assistance / Tennessee
PPARxTN is a program that connects qualified, low-income people with discount prescription drugs, direct from the pharmaceutical manufacturer.

Policy Research Associates, Inc.
PRA has been a leader in addressing the following social issues: access to mental health services, co-occurring disorders, substance abuse, violence/trauma, consumer/survivor issues, family, children, and adolescent issues, housing, homelessness, mental health services in the criminal justice system, the organization and delivery of state and local mental health services, systems integration

Progress Foundation
Progress Foundation is a non-profit agency dedicated to providing community-based residential treatment and supported housing programs as alternatives to institutional treatment for individuals with mental disabilities.
Founded in 1969, the agency has been a pioneer in the development of rehabilitation and recovery programs for mental health clients in the counties of San Francisco, Napa and most recently, Sonoma. Progress Foundation programs are designed to encourage and support active participation of the clients in an effort to achieve the highest possible level of independence and self-determination.The programs work with adults, 18 and older. Services are specifically targeted to respond to the needs of individuals who are considered severely disabled due to mental illness and co-occurring substance abuse. Program services and staffing reflect a strong commitment to diversity and an awareness of the critical importance of cultural, ethnic, linguistic and social issues in the provision of effective community mental health services.
The official site of the National Association of REALTORS. Contains various types of home ownership and rental commercial listings, available by geographic location.

Resources for Seniors Living in Greater Nashville
Seniors Resource Guide has developed online Directories for regions in the United States where they have books in print. To view the Greater Nashville area, scroll down to Tennessee and select "Nashville." Click here for Resources for Seniors Living in Chattanooga.

SEARCH Project
OUR MISSION: SEARCH serves Houston by assisting homeless people with dignity and providing those who choose to change their lives, the resources necessary to become productive citizens.

Section 811 Supportive Housing
This link provides information about Section 811 Supportive Housing for persons with disabilities. Section 811 Housing is a HUD-sponsored program that provides funding to nonprofit organizations to develop rental housing with the availability of supportive services for very low-income adults with disabilities and provides rent subsidies for the projects to help make them more affordable.

State of Tennessee Homepage

Subsidized Multifamily Units
Source of information that can help disability advocates find affordable and accessible units.

TAMHO (Tennessee Association of Mental Health Organizations)
Information about TAMHO (Tennessee Association of Mental Health Organizations), a trade association of service providers in Tennessee.

TAMHO Service Providers by County
Provides a map of counties in Tennessee, giving info on service providers in that county that are members of TAMHO (Tennessee Association of Mental Health Organizations).

Technical Assistance Collaborative, Inc.
TAC is a national non-profit organization that advances proven solutions to the housing and community support needs of vulnerable low-income people with significant and long-term disabilities. TAC's website includes a number of publications, such as "Price Out in 2008" and "Section 8 Made Simple." Click here for a direct link to TAC's publication "Section 8 Made Simple."

The mission of TennCare is to facilitate a system of effective healthcare with a predictable budget for Tennesseans who are Medicaid eligible or who lack access to health insurance. The vision of TennCare is to operate as a managed health care program. It will be coordinated and organized so eligible Tennesseans get the right services in the right amount at the right time. This will be accomplished through sharing and partnering with financially sound insurance contractors with provider networks for service to the population.

Tennessee Association of Homes and Services for the Aging
TNAHSA is an association of facilities and professionals providing quality housing, health, community and related services for the elderly.

Tennessee Council on Developmental Disabilities
The Tennessee Council on Developmental Disabilities is a state office that promotes public policies to increase and support the inclusion of individuals with developmental disabilities in their communities. The Council works with public and private groups across the State to find necessary supports for individuals with disabilities and their families, so that they may have equal access to public education, employment, housing, health care, and all other aspects of community life. The Council encourages individuals with developmental disabilities to play a part in making roles in policies and programs that affect them. The Council has opened doors for artists with disabilities such as the ones who participated in the art on the website, Ann Ambrose and Jesse Fortner, through the publication of their works in the journal "Breaking Ground." The symbolism of the title "Breaking Ground" is that it is the beginning of the formation of a new home and a turning point in a person's life.

Tennessee Department of Mental Health and Substance Abuse Services (TDMHSAS), Division of Recovery Services and Planning
Oversees Support, Employment/ Education, Transportation and Housing/Homeless (SETH) services, promoting recovery for persons diagnosed with mental illness and co-occurring disorders. Coordinates the Office of Consumer Affairs and Peer Support Services, which includes the Certified Peer Specialist program. Also coordinates Departmental planning, including the statewide policy and planning councils, three-year plan, MH block grant, and policy and contractual services.

Tennessee Economic Guide

Tennessee Fair Housing Council
The Tennessee Fair Housing Council is a Nashville-based non-profit organization dedicated to ending housing discrimination in the middle Tennessee area.

Tennessee Housing Development Agency
THDA's mission is to be the lead state agency promoting sound and affordable housing for people who need help.

THDA Homebuyer Education Trainers
A current list of all THDA Homebuyer Education Trainers by county. These individuals provide one-on-one and/or group trainings about homeownership. A good idea for anyone - some financial assistance programs require this education before you buy a home.

Threshold Services
Threshold Services is a 501(c)(3) nonprofit organization that serves people with mental illness. Threshold Services' mission is to help people with mental illness lead fulfilling lives by providing exemplary mental health services and by promoting a caring community through advocacy, professional education and public education.

Tennessee Mental Health Consumers' Association (TMHCA)
TMHCA was founded in 1988 as a non-profit organization. Members are mental health consumers, individuals and groups who support the mission of TMHCA.

U.S. Department of Housing and Urban Development (HUD)
HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination, and transform the way HUD does business.

U.S. Not For Profit Senior Housing Associations

A listing not for profit senior housing associations across America.

United Way's Center for Nonprofits
The Centers for Nonprofits are dedicated to assisting nonprofits in education and consulting. Click here for the Center for Nonprofit Chattanooga. Click here for the Nonprofit Management Center in Knoxville. Click here for Center for Nonprofit Management, Nashville. Click here for the Alliance of Nonprofit Excellence in Memphis.



West Tennessee Legal Services
All types of legal work in most civil cases, access to health/medical care, securing or retaining income/ shelter, personal freedom and security rights, parental rights with state action, freedom of all persons from abuse, family issues regarding custody with DHS involvement, educational rights, community education.